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Approved Car Finance

Approved Car Finance from ACF Car Finance Limited

Contact Details

Postal Address: International House, Kingsfield Court, Chester Business Park, Chester CH4 9RF
Phone: 1244 625 684
Website: www.acfcarfinance.co.uk
Email: You can email the company from their "Contact Us" page of the website

Company Background

ACF Car Finance Limited offer both cars and finance for cars and bikes. They are registered in England no 4757280 and have been trading for several years. There are nine branches throughout the United Kingdom, including their latest branch in Scotland.

Product Range

ACF Car Finance Limited are not only able to provide the finance, as long as the necessary criteria is met, but also the car.
They have hundreds of new and used cars in stock throughout all their branches and these include Audi, BMW, Citroen, Daewoo, Daihatsu, Fiat, Ford, Honda, Hyundai, Isuzu, Kia, Mercedes, MG, Mazda, Mitsubishi, Nissan, Peugeot, Proton, Renault, Rover, Saab, Seat, Skoda, Subaru, Toyota, Vauxhall, Volkswagen and Volvo. With such a vast range to choose from, you are literally spoilt for choice.

The majority of the cars are between two and four years old and all are sold with an independent MOT as well as ACF Car Finance Limited's own 136 point Vehicle Standards Check which is carried out on every vehicle to ensure its suitability their car finance.

The 136 point check involves examining the bodywork, wheels and tyres, lights and lenses, instrumentation and controls, engine, transmission, suspension, exhaust, electrical, safety equipment, brakes, steering, doors and windows and many other non-specific items. The vehicles they sell are absolutely roadworthy and you can drive away safe in the knowledge that should you choose a second hand or new car, your nice new motor has been thoroughly checked.

Ongoing Promotions

One of the special promotions is six months road tax free if you attend an appointment at one of their branches within 48 hours of processing your application if you buy a car from them.

There is a special internet promotion of £350.00 cash back for internet purchasers (£250.00 plus £100.00 internet cashback).

There is a current offer of a minimum part exchange rate of £1000.00 for your old vehicle should you choose to purchase a newer model from ACF Finance Limited

At the moment, ACF Car Finance Limited are offering a voucher for a two night stay at Pontins, earlier in the year they were giving away a voucher for two people at the local cinema. They continually run different promotions as an added bonus to their customers to really give you the feeling that you certainly have had value for money.

Payment Methods

Credit is only available on cars supplied by ACF Car Finance, however, offers are available without finance if you buy a car from them.

To apply for finance, you must be at least 21 years old and a resident in the United Kingdom, excluding the Channel Islands, Northern Ireland and the Isle of Man. In some instances, a guarantor is required and occasionally security may be required by way of a Bill of Sale.

When applying for credit, your details will be stored on computer and used in a credit scoring process whilst your application is being assessed. It is extremely important that you give ACF Car Finance Limited accurate information as all details are checked with fraud prevention agencies, and if false or inaccurate details are provided and fraud is identified, the details will be forwarded to fraud prevention agencies.

ACF Car Finance Limited, along with other organisations, may access and use this information to prevent fraud and money laundering. Examples of how and when this occurs are checking details on applications for credit, recovering debt, checking proposals and claims for all types of insurance as well as checking details of job applicants.

ACF Car Finance Limited will be happy to supply details about the Credit Reference and Fraud Prevention Agencies contacted to gain or share information but it is imperative to point out that legally you have a right to access any records held about you and your credit status.

Joint applications are acceptable, however, you must be in a position to disclose information about the person with whom you share finances. An "association" will be created at credit reference agencies, linking your financial records, each of which will be a deciding factor when you apply for joint credit. This "association" will continue until one of you successfully files a disassociation at the credit reference agencies concerned.

Delivery Options

As soon as the credit arrangements are satisfactorily agreed, the car is yours to drive away.

In Conclusion

ACF Car Finance Limited is both an experienced car dealer and credit broker, with a huge range of vehicles at their disposal. It is an easy process to pick a car and arrange finance from one company rather than choosing a car from one outlet and then having to apply elsewhere for the credit. ACF Car Finance Limited endeavour to make buying a car a "one stop process" and also offer the customer promotional incentives as well.

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